Insurance

1. You must indemnify the Council from all claims, injury, damage, loss, expenses, and costs however caused. Unless negligence on our behalf is shown this includes those sustained through: 
   1. explosion, fire, and theft, and 
   2. cessation, interruption, or alteration of the market. 
2. You must have valid and appropriate PLI (public liability insurance) throughout your registration and occupancy with us. This must cover you, your employees, and your business against third party and public liability. The minimum cover required is £10million at our wholesale market or £5 million at all our other markets. Documentary evidence of your PLI is required: 
   1. when completing our application process, and 
   2. whenever your policy is renewed or amended, and 
   3. whenever you wish to notify us of a change to your registered name and / or address, and 
   4. whenever we request. 
3. Your application will not be valid if you do not provide evidence of PLI. You will be in breach of the terms of your registration and occupancy agreement where you do not provide evidence of your valid PLI when requested. 
4. You should maintain adequate insurance for your employees and vehicles, all your stock, fixtures and fittings, and any other valuables you bring onto the market. 
5. Under the Employers’ Liability Act 1969, ELI (employer’s liability insurance) is a legal requirement if you employ anyone. ELI protects employees if they get injured or become ill as a result of working for your business.

Go back to the Manchester Markets Service Standard index page.